With this super-simple breakdown of loan types, you won’t get overwhelmed — you’ll find the right mortgage.

 When it comes to buying a house, most people know what they prefer: a bungalow or a condo, a hot neighborhood or a sleepy street.

Mortgages, too, come in many styles — and recognizing which type you should choose is just slightly more involved than, say, knowing that you prefer hardwood floors over wall-to-wall carpeting.

First things first: To pick the best loan for your situation, you need to know what your situation is, exactly. Will you be staying in this home for years? Decades? Are you feeling financially comfortable? Are you anxious about changing loan rates? Consider these questions and your answers before you start…

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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Andrew Jallo from Dacotah Bank. Can you still get approved for a mortgage if you just started a new job??  Listen to what Andrew has for options.  You can reach Andrew at 605.692.8600 or Andrew.Jallo@dacotahbank.com.  His office is located at 1441 6th St., Brookings SD 57006 or on the web at www.dacotahbank.com.

 

CAN I GET A NEW MORTGAGE IF I JUST STARTED A NEW JOB?

 

 

-And, we wait, here we go. Hey, good morning everybody, Shane here from the Brookings Home Team powered by Century 21. And Andrew…

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Independence Day is a good time to pump up your respect for Old Glory and show your home pride. So proclaim your patriotism with one of the flagpoles and accessories below. But first, check your HOA rules and ask your local zoning board about any height or setback restrictions.

Flag set: Get started displaying Old Glory with this complete set that includes a 3-by-5-foot U.S. flag, 6-foot steel pole, gold eagle ornament, and mounting bracket with screws. ($10)

Spinning flagpole: Here’s a new twist on old flagpoles: One that spins to keep your flag from twisting around the pole on windy days. The top half of the aluminum pole spins freely and eliminates the need for an anti-wrap sleeve. ($20)

Commercial grade solar-powered…

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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Emmy Lebert from Dakotaland FCU. Today, Emmy talked what a buyer can order through the bank/title companies and what they can't.  You can reach Emmy at 605.697.5922 or emmyl@dakotalandfcu.com  Her office is located at 2423 6th St., Brookings SD 57006 or on the web at www.DakotalandFCU.com

What Can You Order As a Buyer AND What Can't You Order?

- Alright, hey good mornin' everybody. Monday mornin', 8:15. Shane here, with the Brookings Home Team, powered by Century 21, and we're crossin' our fingers that we don't…

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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Mark Waterman from Great Western Bank.  Today we talked about PMI or Private Mortgage Insurance and how that can affect you.  You can reach him at 605.627.0602 or Mark.Waterman@GreatWesternBank.com  His office is located at 1302 6th St., Brookings SD 57006 or on the web at www.GreatWesternBank.com.

 

PMI or Private Mortgage Insurance

 

- All right, good morning everybody. Let me adjust this just a little bit there, so you can see my shiny head, let's get that going. So there you go, good morning. It's a…

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With these tips and tricks, your house will be swoon-worthy in no time.

All the world’s a stage, said the Bard.

That includes your house. Which is for sale. And thus needs to look bee-yoo-tee-ful.

Staging entails hiring experts with a flair for interior design. They reimagine your living space and give your house a makeover (with temporary decor and furnishings) so that it gets “oohs” and “aahs” from the buying masses. 

Great staging isn’t an insurance policy — there’s no guarantee it will bring in more money when you sell your home — but it’s an important marketing tool. It presents your house in a flattering light and helps you compete at a favorable price. (In that sense, staging is like dressing your house for the price…

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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Stacy Himley from Guaranteed Rate.  Today we talked about "VC" items that can come up on your RD, VA and 1st Time Home Buyer loans.  You can reach Stacy at 605.605.690.2305 or Stacy.Himley@rate.com  Her office is located at 101 S. Reid St. Suite 307, Sioux Falls SD or on the web at www.Rate.com/StacyHimley

 

What Are VC (Valuation Condition) Items? And How Does That Affect Me? 

 

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- Hello.

- So hey there.

- It's Monday morning So, camera flipped around, sorry about that guys.…

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Professor McCrory loved flowers. And growing plants of all kinds. He dedicated his life’s work to the study and education of horticulture. He even wrote a half-dozen books on things like how to grow raspberries in unforgiving climates.

But writing books about flowers wasn’t enough.

See, this was the 1940’s, and the stunning beauty of perennial azaleas or sprawling hostas couldn’t be captured by TV in its infancy.

Table of Contents

  • Overview
  • History
  • Photography
  • Community
  • Events
  • Classes/Programs
  • Location
  • Membership
  • Merchandise
  • Seasons
  • Families
  • Employment
  • Social Media
  • Credits & Thanks

By 1947, Professor McCrory was teaching in the South Dakota State horticulture department, and he had a…

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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Justin Froiland from Fairway Mortgage. Today we talked about APR and monthly APR as well as discount points. You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com.  His office is located at 412 5th St., Brookings SD 57006 or on the web at www.BrookingsMortgage.com 

 

APR (Annual Percentage Rate) and Monthly APR/Discount Points

 

- Hey everybody, good morning. Shane Andersen with the Brookings Home Team, powered by Century 21 and Justin here from Fairway Mortgage. It is actually Tuesday,…

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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Barb Adelaine from BankStar. It is Memorial Weekend this weekend, and why not talk about VA loans? What is a VA Certificate?  You can reach Barb at 605.696.8562 or barb.adelaine@bankstar.com.  Her office is located at 1301 6th St., Brookings SD 57006 or on the web at www.ebankstar.com 

 

VA LOANS

- Hey, good morning everybody. It's Monday morning, it is 8:15 and that is the Monday Morning Mortgage Tip time. Shane here with the Brookings Home Team, powered by Century 21. I've got Barb here from Bank Star and…

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