Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Barb Adelaine from BankStar. Listen to Barb explain the difference between adjustable, fixed, and balloon rates.  You can reach Barb at 605.696.8562 or barb.adelaine@bankstar.com.  Her office is located at 1301 6th St., Brookings SD 57006 or on the web at www.ebankstar.com 

 

 

The Difference Between Fixed, Adjustable, and Balloon Rates

- Hey, everybody, good mornin'. Shane here, from the Brookings Home Team, powered by Century 21, and I've got Barb here from Bank Star this morning. And this gorgeous…

1131 Views, 0 Comments

Read Full Post

Everyone would like to add value to their home. As summer winds down and autumn prepares to enter the Midwest, it is also the perfect time to plant trees. Adding trees to your property will increase your home value by providing shaded areas and greenery to your landscaping. They not only improve the visual aspect of your property, trees can also grow to provide shade to your house to lower your cooling bills during the summer months. To get a jump on the growing process, give your trees the best start by planting them at the right time. 

The Brookings area is located in Zone 4 of the United States Department of Agriculture's Plant Hardiness Zone Map. This map is generally used to determine ideal locations for certain plants and trees. It is based…

1409 Views, 0 Comments

Read Full Post

Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Danielle Engels from Dakotaland FCU. Today, she talked about the Closing Disclosure given to buyers at the end of the closing process.  You can reach Danielle at 605.697.5922 or daniellee@dakotalandfcu.com  Her office is located at 2423 6th St., Brookings SD 57006 or on the web at www.DakotalandFCU.com

 

What is the Closing Document?

 

- Hey, good morning everybody. How ya doing? Thanks for tuning in. This is Shane Andersen with the Brookings Home Team, powered by Century 21. I got Dani here from--

-…

1361 Views, 0 Comments

Read Full Post

Living in the state of South Dakota, winter sometimes feels like it lasts forever. While it is a familiar time of year, you can never be too prepared for the cold season to sweep in quickly. Before the leaves start falling and the cold rolls in, here are 4 steps to take now that will have you prepared for the inevitable snowfall and sub-zero temperatures.

1. Call the Snow Plow Now

If you're in need of assistance to keep your driveway and walkways clear of the snow, you should pick up the phone today and call the snow plow contractor. Once you're on their schedule, you won't be stuck looking for help while your car is buried in the drift in your driveway. 

 

2. Service Your Furnace

Once the temperatures drop, you're going to want to stay…

1101 Views, 0 Comments

Read Full Post

Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Mark Waterman from Great Western Bank and discussed why opening another line of credit during the purchase of a home might cause problems with your mortgage.   You can reach him at 605.627.0602 or Mark.Waterman@GreatWesternBank.com  His office is located at 1302 6th St., Brookings SD 57006 or on the web at www.GreatWesternBank.com.

 

 

Opening a Line of Credit in the Midst of Buying a Home 

 

- Hey, good morning everybody. Shane here from the Brookings Home Team which is says right about here. Powered…

1141 Views, 0 Comments

Read Full Post

 

Every year, I encourage people to line up at the pumps and let me fill their tanks with gas. I'll even wash their windows and run their payments in for them. I don't do this just because I'm a nice guy - but, of course, I am a nice guy. But really, I do this for a cause. Did I mention there are prizes? I'll get to those in a little bit, but first...

The 7th Annual Gas Out Cancer event took place on Saturday, August 30th, between 5-7 pm. That day, I - along with other great people and volunteers - ran around pumping gas for the fine citizens of Brookings and anyone else who brings their vehicle to Schoon's Pump 'N Pak on 2103 Main Street South in Brookings. Gas was 21 cents off per gallon for the customers. My great sponsors helped me donate that…

3459 Views, 0 Comments

Read Full Post

Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Stacy Himley from Guaranteed Rate.  In this episode, Stacy discussed income verification, and why it's important. You can reach Stacy at 605.605.690.2305 or Stacy.Himley@rate.com  Her office is located at 101 S. Reid St. Suite 307, Sioux Falls SD or on the web at www.Rate.com/StacyHimley

 

 

The Importance of Income Verification 

 

- Exactly. Alright. Yes, like Stacy said, take two. We're gonna try this one more time. Hopefully our signal will hold out strong, and not cut everything out again. But good…

1263 Views, 0 Comments

Read Full Post

 

 

 

The 1st annual Lynn Mennis Memorial Beanbag tournament seemed to be a success.  We are still waiting on numbers, but there were over 25 registered teams for the bean bag tournament.  1st place winners walked home with $300 and a set of the specially designed boards by Good Vinyl Graphics in Brookings.

The Brookings Home Team even sponsored a board and was part of the silent auction won by Lynn's dad, Darrell.

There was a free will lunch of pulled pork sandwiches and chips provided by Justin Odegaard, the Home Builders local president and Justin Froiland from Fairway Mortgage.  They even had home made BBQ sauce.  There was plenty to go around and even a little leftovers.

There were many silent auction items available…

2432 Views, 0 Comments

Read Full Post

Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Justin Froiland from Fairway Mortgage. What is Escrow, and why do you need it? You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com.  His office is located at 412 5th St., Brookings SD 57006 or on the web at www.BrookingsMortgage.com 

 

Do I need an Escrow account, and how does that help me?

 

- Hi good morning everybody, Shane here from the Brookings Home Team, powered by Century 21. We apologize. We're a few minutes late.

- We are.

- But, you know, things happen. We got school. We…

1140 Views, 0 Comments

Read Full Post

Our annual GAS OUT CANCER event is just around the corner.  Please plan to join my team and all the wonderful sponsors at Schoon's Pump N' Pak South on August 30th from 5pm-7pm.  For the past 6+ years we offer a 21¢ discount per gallon of gas you purchase. Then we will take that savings and donate it to our Relay For Life, American Cancer Society team.  All you have to do is sit in your car and get the full service treatment, while we pump your gas, wash your windshields and even run your payment for you.  While you are there, you can register to win 1 of 2 $50 Visa Gift Cards from Dakotaland Federal Credit Union.  

We will have Relay For Life wristbands available for $1, for which the proceeds will be donated back to our team.  

I want to Thank…

1396 Views, 0 Comments

Read Full Post