Open House-120 Twin Oaks Ln-Brookings

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4 BEDROOMS | 2 Baths (2 full ) BATHROOMS | 1594 SqFt

YOU CAN'T BUILD NEW AT THIS PRICE! The lower level of this was just completed to add 2 bedrooms, 3/4 Bathroom and living room. It's all new and waiting for YOU! The main level has 2 more bedrooms, bathroom and room to entertain with the Living & Dining Rooms. There is a large 16x17 deck off the Dining room for some summer grilling and parties. The garage is insulated and wired for a heater. Don't wait and check this one out today.

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4 Most Popular Bottom Line Investments in America

Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks, gold, and savings accounts.

For the sixth year in a row, real estate has come out on top as the best long-term investment! That has not always been the case. Gallup explains:

“Between 2008 and 2010, covering most of the Great Recession period that saw plummeting home and stock values, Americans were as likely to name savings accounts or CDs as the best long-term investment as they were to name stocks or real estate.”

This year’s results showed that 35% of Americans chose real estate, followed by stocks at 27%. The full results are shown in the chart below.

Bottom Line

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Here are 4 Tips for Making a Competitive Offer

So, you’ve been searching for that perfect house to call 'home,' and you've finally found it! The price is right, and in such a competitive market, you want to make sure you make a good offer so that you can guarantee that your dream of making this house yours comes true!

Below are 4 steps provided by Freddie Mac to help buyers make offers, along with some additional information for your consideration:

1. Determine Your Price

“You’ve found the perfect home and you’re ready to buy. Now what? Your real estate agent will be by your side, helping you determine an offer price that is fair.”

Based on your agent’s experience and key considerations (like similar homes recently sold in the same neighborhood or the condition of the house and…

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Selling on Your Own? (FSBO)-Be Readty to Negotiate

In a recovering market, some sellers might be tempted to try and sell their home on their own (FSBO) without using the services of a real estate professional. The real estate agent is a trained and experienced negotiator. In most cases, the seller is not. The seller must realize the ability to negotiate will determine whether they get the best deal for themselves and their family.

Here is a list of some of the people with whom the seller must be prepared to negotiate if they decide to FSBO:

• The buyer who wants the best deal possible

• The buyer’s agent who solely represents the best interest of the buyer

• The buyer’s attorney (in some parts of the country)

• The home inspection companies which work for the buyer…

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Realtors are NOT the Only Ones Saying you Should Buy!

We have never hid our belief in homeownership. That does not mean we think EVERYONE should run out and buy a house. However, if a person or family is ready, willing and able to purchase a home, we believe that owning is much better than renting. And we believe that now is a great time to buy.

We are not the only ones that think owning has massive benefits or that now is a sensational time to plunge into owning your own home. Here are a few others:

Benefits of Owning

Joint Center for Housing Studies, Harvard University

“Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord…Having to make a housing payment one way or the other, owning a home can overcome people’s…

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908 Christine Ave.-Open House

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$ Click for current price
2 BEDROOMS | 2 Baths (1 full, 1 ¾ bath ) BATHROOMS | 1350 SqFt

NO YARD WORK OR SNOW SHOVELING in this 2nd Floor Condo. With 1350 Sq. Ft. you get 2 Bedrooms, a Master Bath, Den and an enclosed patio. Newer Laminate floor in the Dining & Kitchen area. An elevator, and a large common area for all those family dinners and parties. Enclosed parking garage with an extra storage area for the holiday items or tools. Call Today For A Personal Showing.

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#86 Monday Morning Mortgage Tip: Stacy Himley with Guaranteed Rate

Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Stacy Himley from Guaranteed Rate.  In this episode, Stacy talks about the things buyers can be aware of in regards to their income during the pre-qualification process. You can reach Stacy at 605.605.690.2305 or Stacy.Himley@rate.com  Her office is located at 304 4th St Brookings SD, 57006 or on the web at www.Rate.com/StacyHimley

 Low Down Payment Programs

- Good mornin' everybody. Shane here from the Brookings Home Team powered by Century 21. It is Monday morning, 8:15, and this morning we've got…

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2 Trends Helping Keep Housing Affordable

Two positive trends have started to emerge that impact the 2019 Spring Housing Market. Mortgage interest rates for a 30-year fixed rate loan have dropped to new lows, right as reports show that wages have increased at their highest rate in decades!

These two factors have helped keep housing affordable despite low supply of houses for sale driving up prices. First American’s Chief Economist, Mark Fleming, explains the impact,

“Ongoing supply shortages remain the main driver of the performance gap as the housing market continues to face an inventory impasse – you can’t buy what’s not for sale.

 However, an unexpected affordability surge, driven primarily by lower-than-anticipated mortgage rates, rising wages and favorable demographics,…

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The Benefits of a 20% Down Payment

If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage.

The truth is that there are many programs available that let you put down as little as 3%. Those who have served our country could qualify for a Veterans Affairs Home Loan (VA) without needing a down payment.

These programs have cut the savings time that many families would need to compile a large down payment from five or more years down to a year or two. This allows them to start building family wealth sooner.

So then, why do so many people believe that they need a 20% down payment to buy a…

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The Cost of Renting vs. Buying This Spring

We have talked about this before. Here is the most recent information if you are currently renting and trying to decide if it time to buy a home or not.

Some Highlights:

• Historically, the choice between renting or buying a home has been a tough decision.

• Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a median-priced home (17.5%), the choice becomes obvious.

• Every market is different. Before you renew your lease again, find out if you can put your housing costs to work by buying this year!

Thinking of selling and/or moving to Brookings, Volga, or any surrounding areas? Got questions? I’m here to help!…

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