Real Estate Blog - Shane Andersen

KEY Questions to Ask Before Making an Offer On Your New Home

Essential Questions to Know Before Placing an Offer

Brookings South Dakota may be a little different when looking for a new home vs. other markets in the U.S., but the questions you ask, should be pretty much the same.   Shopping for a new home is an exhilarating yet stressful process, and it can be easy for buyers to become emotionally attached to a property without carefully considering all the factors that will impact their investment. A home’s flaws may not be immediately obvious, but taking the time to do your due diligence before entering negotiations could save you unnecessary expense and disappointment down the road.

Before you become enamored with a home’s brand-new kitchen or great backyard, here are a few important questions to…

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BEST Mortgage Tips: Which Mortgage is Right For Me?

Mortgage Hunting

Fixed vs. Adjustable Mortgage

A fixed rate mortgage is one that will have the same rate for the life of the loan or until you refinance and then you could have a new rate for the life of that loan.  Where an adjustable rate mortgage may have a rate for 5, 7 or 10 years, and then can adjust according to a benchmark set by the market.  But a cap on that rate is common.

If you want a payment that won't change on your monthly principal & interest, then the fixed-rate is probably the option for you.  But if you want something on the cheaper side, and if you think you won't be staying in the property for very long, then the adjustable rate may be your choice.

15 Year vs. 30 Year Mortgage

As you probably have guesses, a 15/30…

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New Home Decorating: Fun Fall Trends to Spice Up Your Home!

Fall Home Decorating Tips

Fall in Brookings is officially here. Here’s a new idea: Do something different!

Total Texture

Chances are, your home has a lot of neutral colors because, well, it goes with anything right? Keep the neutrals, and go for texture! It’s amazing what some faux furs, cloths, and throws can do to an ordinary room!

Gallery walls

You may or may not have some sort of theme for your room and or home. Now’s your chance to compile them together to tell your story with a gallery wall.  Check out Artworks in Brookings, a locally owned downtown Brookings Buessines.  Now, it doesn’t all have to be pictures in frames. It can be decorative plates, rustic art and décor, etc.…

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OPEN HOUSE ALERT | 105 Brody Avenue, Volga, SD

L2L : LISTINGS - TO - LEADS

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OPEN HOUSE ALERT| 901 15th St. S. #1004, Brookings, SD

L2L : LISTINGS - TO - LEADS

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First time Home vs. Rural Development: Which is Right For Me?

Mortgage Planning

Which one is the right one? First of all, let’s look at the definition of each.

FHA Loan –

FHA mortgage loans are home loans backed by the Federal Housing Administration through mortgage insurance. You pay 3.5% of the purchase price of the home on your own as the down payment. The other 96.5% of the price is covered by your mortgage. FHA loans also come with monthly mortgage insurance. However, these premiums are often lower than other mortgage loans, so they’re optimal for first time home buyers.

Rural Development Loan –

It’s not much different than getting an FHA loan. Like FHA, a government agency sponsors the program, but some local lenders* handle 100% of the transaction. That means your lender does everything…

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Funtastic Fall To Do in Brookings: Community Tips

Looking for stuff to do in the Fall?

Seasons are changing, and so are people’s routines and activities. Let’s take a look at what Brookings and other surrounding areas have to offer this fall.

Labor Day (September 7th, 2017)

Known as, “The last long holiday weekend” for some, Labor Day brings that much needed time for one last barbeque, or get-together with family and friends. Invite people over for fun potluck in your backyard or one of the many parks in Brookings, Aurora & Volga! Perhaps with a favorite football team theme? http://www.foodnetwork.com/big-game/big-game-parties/super-bowl-party-recipes

Kids Fun Run (September 23rd, 2017)

Kids always have a lot of energy, so let them run their little heart out at the Kids Fun Run…

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6th Annual: Gas Out Cancer in Brookings Fundraiser Event!

 Fundraiser Event in Fight Against Cancer

I WANNA FILL YOU UP…WITH GAS

This is a very exciting time of year for me. It’s nearing the time for the annual Gas Out Cancer event for 2017! Let’s take a look at all of the things happening at that event this year:

Mark Your Calendars

This rewarding event takes place August 31st from 4:00pm to 7:00pm at Schoon’s Pump ‘n Pak South, across from Slumberland. Click here to see videos of previous years events.

The Deal

Anyone, no…EVERYONE can get 21 cents off per gallon of gas you buy! And just like the good ‘ol days, we’ll throw in the full-service window cleaning too. You can also get entered to win one of two $50 Visa gift cards from Dakotaland Federal Credit Union!…

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BEST PRACTICES for Making an Offer on a New Home

TIPS ON MAKING A HOME OFFER

Sure, it seems easy…just make an offer on that dream home you want, they’’’ accept it, and done; right? “Wait, they didn’t accept our offer? Someone else bought it? I thought we were good to go?”

Well, it’s not that easy. In fact, here are some tips to make sure all of your bases are covered BEFORE you make that offer.

Inform your Real Estate Agent first

That’s their job! They do the work. They will contact the seller’s listing agent to make sure they’re accepting offers, see if there are any other offers on the table, and gather more information.

Then, your agent will confirm your pre-approval, and provide you with a pre-approval letter with your offer.

You should discuss all of your buying…

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OPEN HOUSE ALERT | 427 Dakota Ave, Brookings, SD

427 Dakota Avenue, Brookings, SD

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$ Click for current price
3 BEDROOMS | 2 (1 full, 1 half ) BATHROOMS | 1196 SQUARE FEET

 LOCATION AT ITS BEST! Take a look at this Multi-Level Walk Out, 3 Bedroom home close to schools and parks. Over 1100 finished sq. feet with newer laminate floors & a newer bath tub. Seller has done a pre-listing home inspection, and you are more than welcome to view it, clean bill of health! Call Today For A Personal Showing!

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