5 Easy Steps to Avoid Overwhelm from Media Overload

When someone is thinking about buying or selling a home, they want to be well-informed. They want to make the right decision for themselves and their family. They scour the internet for any information they can find about the housing market.

Today, there is an abundance of information available. It is often conflicting news. It can easily lead to confusion and concern, perhaps even causing a potential buyer or seller to cancel their plans to move altogether. Instead, the best things to do are sit down and take a deep breath.

In a recent article, Jeff Davidson, a recognized speaker on the subject of productivity, explained:

“The pace at which new information arrives will accelerate every day…Too often, the reflex to take action only…

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Home Sales Expected to Continue Increasing In 2020

Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020.

Below is a chart depicting the projections of each entity for 2019, as well as for 2020.

As we can see, Freddie Mac, Fannie Mae, and the Mortgage Bankers Association all believe homes sales will increase steadily over the next year. If you’re a homeowner who has considered selling your house recently, now may be the best time to put it on the market.

Thinking of selling and/or moving to Brookings, Volga, or any surrounding areas? Got questions? I’m here to help! Visit BrookingsHomeTeam.com for more details!

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#100 Monday Morning Mortgage Tip: Mark Waterman with Great Western Bank

Monday Morning Mortgage Tip: Mark Waterman with Great Western Bank

Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Mark Waterman from Great Western Bank. Listen in as Mark explains why it's important to get pre-approved before you start looking at homes. You can reach him at 605.627.0602 or Mark.Waterman@GreatWesternBank.com  His office is located at 1302 6th St., Brookings SD 57006 or on the web at www.GreatWesternBank.com

The Importance of Being Pre-Approved

- Good mornin' everybody, Shane here from the Brookings Home Team powered by Century 21.…

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The Role Access Plays in Getting Your House Sold

So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and you’ve been asked what level of access you want to provide to potential buyers.

There are four elements to a quality listing. At the top of the list is Access, followed by Condition, Financing, and Price. There are many levels of access you can provide to your agent to be able to show your home.

Here are five levels of access you can provide to a buyer, each with a brief description:

• Lockbox on the Door – This allows buyers the ability to see the home as soon as they are aware of the listing, or at their convenience.

• Providing a Key to the Home – Although the buyer’s agent may need to stop by an office…

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Millionaire to Millennials: The Costly Mistake of Not Buying Now

On his personal website, self-made millionaire David Bach makes a striking statement:

 “Not prioritizing homeownership is the single biggest mistake millennials are making.” 

He further stated, “Buying a home is an escalator to wealth.”

Bach explains:

“Young adults in particular aren’t hopping on this escalator, and it’s a costly mistake…If millennials don’t buy a home, their chances of actually having any wealth in this country are little to none.”

He then elaborates on the game of homeownership:

“Start by crunching the numbers…actually do the math...This way, you’re really clear on your goals and you won’t just say to yourself, ‘I’ll never afford this!'

A good rule of thumb is to make sure your total monthly housing…

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How Much Do You Know About Down Payments?

Whether you’ve owned a home before, or you’re ready to jump into homeownership for the first time, there are always a lot of questions swirling around about what is truly required for a down payment, and how to best source down payment assistance. Let’s tackle these two today.

1. How much do you really need for a down payment?

There is a long-standing misconception about down payment requirements. A survey from Fannie Mae shows only 17% of consumers know the minimum options are actually between 1 - 5% of the purchase price and 40% don’t know how much they need at all.

There are many mortgage loans available that require as little as 3% down for first-time buyers, and some ask for only 3.5% down from repeat buyers. There are even…

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Appreciation Is Strong: It Might Be Time to Sell

There’s no doubt that today’s housing market is changing, and everything we see right now indicates it is time to sell. Here’s a look at why selling now is likely to drive the greatest return on your largest investment.

Home values have been appreciating for several years now, growing at a strong, steady, and impressive pace. In fact, the average annual appreciation rate since 2012 has nearly doubled the average rate from the more normal market of the 1990s (think: pre-bubble).

Appreciation, however, is projected to shift back toward normal, meaning home prices will likely keep climbing over the next few years, but they are not projected to continue to increase at such a high rate.

Here’s What That Means for Homeowners:

As…

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#99 Monday Morning Mortgage Tip: Barb Adelaine with BankStar

Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Barb Adelaine from BankStar. Today, she explained why speaking with a local lender can help secure lower mortgage rates.  You can reach Barb at 605.696.8562 or barb.adelaine@bankstar.com.  Her office is located at 1301 6th St., Brookings SD 57006 or on the web at www.ebankstar.com 

 The Benefits of Speaking to a Local Lender

- Good morning everybody. Shane here from the Brookings home team powered by Century 21. It's Monday morning again, 8:15. It's a dreary, rainy Monday. Unfortunately the weekend…

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2nd Annual Lynn Mennis Memorial Scholarship Fundraiser

Tossing Beanbags at the Lynn Mennis Memorial Scholarship Fundraiser

 Last month, I was honored to take part in the second annual Lynn Mennis Memorial Scholarship Beanbag Fundraiser. This year it was held on August 24 at The Wild Hare in Brookings and I can’t say enough about how great this event really is.

 Nearly two years ago, Lynn suddenly and unexpectedly passed. Everyone loved him and he was a big part of communities throughout the state of South Dakota as the President of the state’s Home Builder’s Association at the time.

 Since then, this tournament has been established to support high school and college students in Brookings and the surrounding area who are going into building trades and planning to work in South…

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Open House-Saturday, September 7th

406 Wren Cir, Brookings, SD

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$ Click for current price
4 BEDROOMS | 2 Baths (2 full ) BATHROOMS | 2048 SqFt

A GREAT LOCATION! This 2007 Split Level home with a Walk Out sits in a cul-de-sac neighborhood. In 2016 it took on a makeover to include exterior paint, a 4 season room adding approx 180 sq. ft., and a Gas Fireplace. Underneath the 4 Season Room, enjoy the tiled floor patio with a fan and beautiful landscaping, Inside the home you have an open Dining Area/Living Room with vaulted ceilings. 6 Panel, Solid Core doors for each room and the Lower Level bathroom…

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