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4 BEDROOMS | 2177 SqFt

JUST MOVE IN! Do you want 4 Bedrooms? Do you want Main Level Laundry? Do you want a vinyl fenced yard? Maybe a heated garage? This home could check off all your ''Want'' boxes. Over 2100 finished sq. ft.,with 6 panel solid doors, 10x10 deck with a 10x22 concrete patio at the bottom. Wait till you see the layout of the Main Level Bathroom/Laundry & Walk In Closet. Call Today For A Personal Showing!
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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Justin Froiland from Fairway Mortgage. Listen as Justin explains the different criteria for seller-paid closing costs, and the maximum amount you can ask a seller to pay. You can reach Justin at 605.695.1429 or justin.froiland@fairwaymc.com.  His office is located at 412 5th St., Brookings SD 57006 or on the web at www.BrookingsMortgage.com 

 

 

 Seller-Paid Closing Costs

 

- Alright, good morning everybody. Shane here from the Brookings Home Team powered by Century 21. 8:15 Monday morning, Justin…

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¬Renting or Owning, What Is Better for You? | MyKCM

In a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in your housing cost and buy a home?

Let’s look at both scenarios and analyze the pros and cons of each:

Renting

With the housing market crash in 2008, many homeowners lost their homes and became renters. According to Iproperty Management, “the number of households renting their home … rose from 31.2% of households in 2006 to 36.6% in 2016”.

Some choose to rent because it is more convenient for their lifestyle. Those whose job requires frequent moves need the flexibility that…

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3 Things to Know in the Housing Market Today! | MyKCM

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.

The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown.

1. Interest Rates

One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money. In our recent post we posed the question, “Are Low Interest Rates Here To Stay?” The latest information from Freddie Mac makes it appear they are. We are currently at a 21-month low in interest rates.

2. Building Materials

Talk of tariffs could…

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Get Directions Click Here OPEN HOUSE Thu, 5:00PM to 6:30PM
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4 BEDROOMS |

DON'T MISS THIS ONE! A very well maintained 1.5 Story home on the outskirts of Brookings features 4 Bedrooms, 4 Bathrooms & Main Floor Laundry. Heated Tile floors, new kitchen counter top in 2017, heated garage and over 2600 finished sq. ft. This home sits on a large corner lot with a fenced in deck/patio area to enjoy those beautiful summer nights. So much to offer is waiting for you. Call now before this one gets away.
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5 BEDROOMS | 3 Baths (1 full, 2 ¾ bath ) BATHROOMS | 2671 SqFt

FIT FOR A KING! You have driven by it many times. It has been a majestic site for many, many years. And now it is your chance to have a little piece of history. Starting with the Carriage house, or detached garage now. Then the added attached double stall garage. As you tour this grand home, notice the hardwood floors through out. Kick up your feet in the Living Room, or Family room on the Main Level. Entertain in the formal dining room next to the beautiful fireplace. Call it day…

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Every Monday Morning at 8:15am, join me on my Facebook page as I sit down with a local lender, and do a live interview and talk about a Mortgage Tip that may help YOU with your next Real Estate Purchase. 

This morning I sat down with Andrew Jallo from Dacotah Bank and discussed the importance of doing your research before securing a mortgage. You can reach Andrew at 605.692.8600 or Andrew.Jallo@dacotahbank.com.  His office is located at 1441 6th St., Brookings SD 57006 or on the web at www.dacotahbank.com.

 

Shopping Around for a Mortgage

- Good morning and happy post-Fourth of July weekend. Shane here with the Brookings Home Team, powered by Century 21. And of course, this friendly face here is Andrew from Dacotah Bank. Luckily it's not…

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Time for Your Dream Home, Gen X! | MyKCM

During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation to regain their lost wealth.

According to Pew Research Center,

“Their fortunes have rebounded more than those of other generations during the post-recession economic expansion and as home and stock prices have risen. Since 2010, the median net worth of Gen X households has risen 115%. In fact, in 2016, the most recent year with available data, the net worth of a typical Gen X household had surpassed what it was in 2007 ($84,200 vs. $63,400)”.

The same report also mentioned,

“15% of Gen X’s homeowners…

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2024 Rio Grand Ave, Brookings, SD

Get Directions Click Here OPEN HOUSE Sat, 10:00AM to 11:30AM
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3 BEDROOMS | 2 Baths (2 full ) BATHROOMS | 1323 SqFt

THIS IS FOR YOU! Have you been looking for a Ranch home and everything is on 1 Level? If so, you can stop looking and put yourself in this 3 Bedroom, 2 Bath home. Over 1300 finished sq. ft. with a 2 stall, heated garage. And once in a while, when you are sitting on the back patio, you just might see a deer or two walking by. Call Today For A Personal Showing!

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How Homeownership Delivers Unsurpassed Family Wealth | MyKCM

There are many financial benefits to homeownership, but probably none more important than its ability to create family wealth.

How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is an online resource for research and information on how homeownership contributes to individual and community success.

Their article, The First Rung on the Ladder to Economic Opportunity Is Housing, explains the importance of homeownership to a family’s financial health. In that article, they simply stated:

“The ladder to economic success can stretch only so high without the asset-building power of homeownership.”

To this point, National Association of Realtors’ (NAR) Economists’ Outlook Blog revealed in a…

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