Blog Post 4

1818 17th Ave S, Brookings, SD

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$ CLICK FOR CURRENT PRICE 5 BEDROOMS 2 BATHROOMS 10000 sqft Lot

Check out this 5 bedroom, 2 bath ranch home that is centrally located and is across the street from a large city park. The Sellers had a new furnace and air conditioning unit installed the fall of 2021 along with a radon mitigation system in 2020. A double garage with an extra parking pad for an extra car, boat or camper. The back yard is fenced and includes a storage shed. The large front deck is composite and will provide good space…

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Some Highlights

  • When it comes to selling your house, the expertise of a trusted real estate agent can make a big difference.
  • They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in the contracts and disclosures involved.
  • Let’s connect so you have expert advice throughout the entire process.

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If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professionals. They can help you set a plan and take a strategic look at your budget and your process before you even get started.

Here are just a few things experts say you should be thinking about.

1. Down Payment

Saving for your down payment is likely top of mind as you set out to buy a home. But do you know how much you’ll need? While every buyer’s situation is different, there’s a common misconception that putting 20% of the purchase price down is…

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If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.

Over the last year, the economy had a big impact on the housing market, and likely on your wallet too. That’s why it’s critical to have a clear picture of not just the market today, but also on what you want out of it when you buy or sell a home. Danielle Hale, Chief Economist at Realtor.com, explains:

“The key to making a good decision in this challenging housing market is to be laser focused on what you need now and in the years ahead, so that you can stay in your home long enough that buying is a sound financial decision.”

…

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If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.

Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about as you decide whether or not to sell and make a move.

How Long You’ve Been in Your Home

From 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the National Association of Realtors (NAR), that number is rising today, meaning many homeowners are living in their houses even longer (see graph below):


When you live in a home for a significant period of time, it’s natural for…

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Today, we’ve got some good news! The 2024 housing market is looking pretty good. Why?

-          Mortgage rates are coming down

-          More homes are coming to market

-          Home price growth will moderate

Check out the video for more details and let us know at the Brookings Home Team if you have any questions!

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Blog Post 8

908 Christine Ave #304, Brookings, SD

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$ CLICK FOR CURRENT PRICE 2 BEDROOMS 1.75 BATHROOMS

Welcome to your dream living space on the 3rd floor! This exquisite condominium offers a perfect blend of comfort, style, and convenience. One of features is the convenience of an elevator, ensuring easy access without the hassle of stairs. Say goodbye to parking woes with the climate-controlled garage that comes with your own storage area. Your vehicle(s) will be sheltered in comfort, protected from the elements, and you'll have a designated, locked space for additional…

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As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.

Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor that helps determine your mortgage rate. An article from CNBC explains:

“When it comes to mortgages, a higher credit score can save you thousands of dollars in the long run. This is because your credit score directly impacts your mortgage rate, which determines the amount of interest you’ll pay over the life of the loan.”

This means your credit score may feel even more important…

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If you're thinking about buying or selling a home, you might have heard that it’s tough right now because mortgage rates are higher than they’ve been over the past few years, and home prices are rising. That much is true. Take a look at the graph below. It breaks down how the current affordability situation stacks up to recent years.

 


The National Association of Realtors (NAR) explains how to read the values on the graph:

“To interpret the indices, a value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home.”

The black dotted line represents that 100 value on the index. Essentially, the higher the bar, the more affordable homes are. As you can see, the orange…

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Some Highlights

  • Thinking of buying or selling a house and wondering what the new year holds for the housing market? Experts forecast home prices to end this year up 2.8% and to rise another 1.5% in 2024. And climbing prices help make homeownership a good investment.
  • Plus, home sales are projected to increase in 2024. That’s good news because it means experts are forecasting more activity as people continue to move.
  • If you're planning to buy or sell, it’s helpful to know what experts project for the housing market. Let’s connect to talk about the latest forecasts and craft a plan together. 

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