Blog Entries Tagged: Qualify

Found 3 blog entries tagged as Qualify.

What Credit Score Do You Really Need To Buy a Home?

Posted by Shane Andersen on August 8th, 2025

According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed.

Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’re one of them. And that could make you think buying a home is out of reach for you right now, even if that’s not necessarily true. So, let’s look at what the data really says about credit scores and homebuying.

There’s No One Magic Number

There’s no universal credit score you absolutely have to have when buying a home. And that means there’s more flexibility than most people realize. Check out this graph showing the median credit scores recent buyers had among different home loan…

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Don’t Let Student Loans Hold You Back from Homeownership

Posted by Shane Andersen on May 23rd, 2025

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering:

Do you have to wait until you’ve paid off those loans before you can buy your first home?
Or is it possible you could still qualify for a home loan even with that debt?

Having questions like these is normal, especially when you’re thinking about making such a big purchase. But you should know, you may be putting your homeownership goals on the backburner unnecessarily.