Found 2 blog entries tagged as Payment history.

 




If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains:

“A credit score isn’t the only deciding factor on your mortgage application, but it’s a significant one. So, when you’re house shopping, it’s important to know where your credit stands and how to use it to get the best mortgage rate possible.”

That means your credit score may feel even more important to your homebuying plans right now since mortgage rates are a key factor in affordability. According to…

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When it comes to buying a home, your credit score matters. Here are 3 things you can focus on to help improve your score:

1.       Your payment history

2.       Your debt amount

3.       Credit applications

After cleaning up those things, you’ll be on your way to a better score and hopefully a better home!

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