Found 37 blog entries tagged as Homebuyers.


Feeling a little nervous about moving? You’re not alone. With so much uncertainty in the world today, it’s natural to feel hesitant about buying or selling a home. But here’s the good news: moving doesn’t have to be scary. In fact, with the right guidance, it can be an exciting and empowering journey.

At the heart of a smooth real estate experience is partnering with a trusted professional. Real estate agents are far more than just transaction facilitators—they’re your guides, advocates, and problem-solvers. A skilled agent will take the stress out of the process, so you can focus on finding your dream home or securing the best sale.

Let’s explore why working with an experienced agent, like Shane Andersen of the Brookings Home Team, is the…

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If you haven’t already heard, homebuyers are regaining some negotiating power in today’s market. And while that doesn’t make this a buyer’s market, it does mean buyers may be able to ask for a little more. So, sellers need to be ready for that possibility and know what they’re willing to negotiate.

Whether you’re looking to buy or sell a house, here’s a quick rundown of potential negotiations that may pop up during your transaction. That way, you’re prepared no matter which side of the deal you’re on.

What Can You Negotiate?

Most things in a home purchase are on the negotiation table. Here’s a list of just a few of those options, according to Kiplinger and LendingTree:

  • Sale Price: The most obvious is the price of the home. And…

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There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if there’s anything you qualify for that can help. But unfortunately, many homebuyers feel like they don’t know where to start. 

A recent Bank of America Institute study asked prospective buyers where they lack confidence in the process and need more information. And this is what topped the list:

53% said they need help understanding homebuying grant programs.

So, here’s some information that can help you close that gap.

What Is Down Payment Assistance?

As the Mortgage Reports explains:

“Down…

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If you’re ready to buy your first home, there are a few things you should look at to help you along your way:

-          Explore first-time homebuyer programs

-          Look at condos and townhomes

-          Consider a multi-generational home

If you have more questions or are looking to make a move today, let us know here at the Brookings Home Team! How can we serve YOU?

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Is it a good time to buy a home? The answer is a bit more complicated than yes or no, but I give you a few insights into the answer that fits you in this video. Watch it and let us know at the Brookings Home Team if we can help answer this question with you to fit your best interests.

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As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.

Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor that helps determine your mortgage rate. An article from CNBC explains:

“When it comes to mortgages, a higher credit score can save you thousands of dollars in the long run. This is because your credit score directly impacts your mortgage rate, which determines the amount of interest you’ll pay over the life of the loan.”

This means your credit score may feel even more important…

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Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You're not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert. Here’s why.

The Numbers May Make It Tempting

The data shows many Americans have saved a considerable amount for retirement (see chart below):

 


It can be really tempting when you have a lot of money saved up in your 401(k) and you see your dream home on the horizon. But remember, dipping into your retirement savings for a home could cost you a penalty and affect your finances later on. That's why it's…

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How far are people moving to spend time with their loved ones? More than 100 miles! It’s all about being able to spend time with family and friends. Are you looking to do the same? Give us a call and we’ll see if we can make that happen for YOU!  We are the Brookings Home Team, how can we serve YOU?

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