Real Estate Blog - November, 2025

New Listing 5605 W Missouri St-Sioux Falls SD

5605 W Missouri St, Sioux Falls, SD

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Get ready to check the boxes with this updated split-level home in west Sioux Falls! You'll enjoy over 1,600 finished sq. ft. with 4 bedrooms (or 3 plus a great office), 2 bathrooms, and a cozy lower-level family room complete with a wet bar. Several big-ticket updates are already done for you: new patio door (2024), new deck (2021)-refinished (2025), fresh vinyl flooring (2024), roof (2022), and garage door & opener (2022). The layout offers comfortable living on both levels, great natural…

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New Listing at 405 Catlett Ave E-Estelline SD

405 Catlett Ave E, Estelline, SD

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Welcome to this charming 3-bedroom, 1-bath home tucked right into the heart of Estelline. Built with character in 1925 and updated with today's comforts, this home offers nearly 1,000 finished sq ft of warm, usable space. You'll love the mix of original hardwood, modern updates, and a layout that just flows. The inviting living room sets the tone, and the bright kitchen gives you plenty of room to cook, gather, and enjoy daily life. All three bedrooms are well-positioned, and the bathroom is clean…

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Would You Let $80 a Month Hold You Back from Buying a Home?

A lot of buyers are stuck in “wait and see” mode right now. They’re watching rates hover a little above 6% and thinking, I’ll buy once they hit the 5s. Because who doesn’t want a better rate?

But here’s the thing: that 5.99% number might not save you as much as you think.

Affordability is still a challenge. There’s no question about that. But the market has given savvy buyers a head start. Mortgage rates have already come down over the past few months. And the drop we’ve seen saves you more than you’d think.

How Much You’ve Already Saved, Without Realizing It

Let's put some real numbers to it. Rates peaked for the year in May when they inched above 7%. But since then, they’ve been slowly declining. Now, they’re sitting in the low 6s.…

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Are Builders Overbuilding Again? Let’s Look at the Facts.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have been busy. And it’s left some people wondering: Are we overbuilding like we did right before the 2008 housing crash?

No matter what you may hear in the news, there’s no reason for alarm. In reality, data shows builders aren’t racing ahead, they’re actually starting to tap the brakes.

Builders Are Pulling Back, Not Piling On

Permits (applications to start building new homes) are one of the best early indicators for what's next for home construction. And right now, building permits are trending down, not up. Here’s why that’s so important.

In the years before the housing crash of 2008, builders really ramped up their production of…

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Open House 205 Dogwood Ave-Aurora South Dakota

205 Dogwood Ave, Aurora, SD

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Check out this affordable 4-bedroom 2-bath split foyer. This is the south portion of a twin home on Dogwood Ave in Aurora, SD. Just minutes from Brookings. All 4 bedrooms are really large, and the kitchen is awesome. It's in really good condition with fresh paint and newer flooring. The exterior is maintenance free too! Showings begin Tuesday, August 26th. Set up your showing today.

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The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment.

Unfortunately, 70% of Veterans (that's 7 out of every 10) don’t know about this benefit, according to Veterans United.

And that’s a big missed opportunity for those who’ve earned this benefit through service. So, let’s break down what you really need to know about Veterans Affairs (VA) home loans right now.

Why VA Home Loans Can Be a Great Option

For nearly 80 years, VA loans have made homeownership possible for millions of Veterans and active-duty service members. Here are just a few of the top perks according to the Department of Veteran Affairs:

…

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What a Government Shutdown Really Means for the Housing Market

There’s been a lot of talk lately about how a government shutdown impacts the housing market. You might be wondering: Is it causing everything to grind to a halt?

The short answer? No.

The housing market doesn’t stop. It keeps moving. Homes are still being bought and sold, contracts are still being signed, and closings are still happening. The difference is that a few parts of the process may slow down a little, but overall, the market continues to function.

Here’s What Typically Happens

Whenever the government shuts down, some federal agencies temporarily close or scale back their operations. That can cause a few hiccups in real estate, especially when it comes to processing certain types of government loans and insurance…

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50 Year Mortgage Proposal-Good or Bad?

In early November 2025, the Trump administration indicated that it’s exploring a home-loan option with a 50-year term via government-backed entities like Fannie Mae and Freddie Mac. Bill Pulte, the head of the Federal Housing Finance Agency (FHFA), called it a “complete game changer.” Reuters+3People.com+3Politico+3

The idea: Stretching the mortgage term to 50 years means lower monthly payments (because you’re spreading principal & interest over more years). For example, one analysis showed that on a median-priced home, the monthly payment could drop by some hundreds of dollars. Fortune+2People.com+2

But—and this is a big but—the total interest paid over the life of such a loan…

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Open House in Volga South Dakota-722 Kasan Ave

722 Kasan Ave, Volga, SD

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Looking for a neat property in Volga that has a fenced backyard and alley access? This is for you! This 3 bed, 2 bath home ready for you to be yours. Some features are the bedroom sizes on the upper level, updated bathrooms, some new flooring and paint. All appliances included and ready to use. Move in and make dinner with family. Enjoy your time in the backyard grilling and just playing.

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New Listing & Open House-1801 7th Ave S-Brookings SD

1801 S 7th Ave, Brookings, SD

Open House

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Step inside this beautifully maintained ranch home built in 2005, offering over 3,000 finished sq. ft. of comfortable living space. You'll find an en-suite bedroom & 2 more bedrooms conveniently located on the main level. Enjoy an open floor plan with a cozy gas fireplace, a Chef's dream kitchen, and main-level laundry right off the garage entry. The lower level is perfect for entertaining—complete with a large family room, game space, and a wet bar. Outside, relax on the beautiful deck overlooking…

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