Hey, it's morning again and it is actually Monday morning. Shane here from Century 21 and I'm here with Barb at BankStar right here in Brookings and it is the Monday morning mortgage tip. Barb's got some great information to get you started for the new year but before we start with that, just remember if you have any questions for Barb or myself, please email us, instant message us, whatever it takes to get that question over to ya and we would be happy to answer it right here on the next episode. We'll have all Barb's information. Again, on the top, on the bottom, on the sides, wherever your device allows you to see that, feel free to reach out to her and ask any questions. So, with that being said, Barb, take it away. -
Hi, happy holidays. Everybody's busy shopping but in the middle of all of that, some people are also planning for buying or building or maybe remodeling a home they already own. We like to take this time of year and January to do some free mortgage check ups. That'll give you a chance to come in and similar to a pre-approval, take a look at your credit, talk about the process, figure out what it will take for you to either buy, build or remodel and then we'll have a chance to let you know if there's something that you need to do. A lot of people need to save up a little bit of money in order to do one of those things. And it would be good to look for a place that's paying the best interest. Everybody always talks about that. Right now, BankStar has a couple of specials that we're running. We have for long-term commitments, a CD that's paying a very attractive interest rate and we also have an interest bearing checking account that we just bumped up the interest a little bit on. There's always details on those things. So you're welcome to stop in or give us a call for all the details but that would give you a chance to save up for some closing costs or a down payment and then that will get you ready to go. Stop in for a pre-approval as well and we will have you all on track for next year so that you're ready to go by the time those great houses come on the market. -
Perfect, yep, some great information. Get everything prepared for the first of the year and see where you fall in the place. Barb would be happy to talk to you about that and see all those great programs that they have here at BankStar. So, with that being said, that is our Monday morning mortgage tip here with Barb Adelaine from BankStar. We'll be back next Monday again. Be on the lookout for that. Hope everybody had a great Thanksgiving and are ready for the upcoming holidays. So, thanks again. Barb, anything to say? I don't know if we'll have you back before the holidays. -
Merry Christmas. -
There you go. Thanks again for watching, guys. We'll see ya next Monday, talk to ya later.